Club Members Personal Accident Insurance

As your members are affiliated to Swim England, those aged up to 85 also benefit from a basic Personal Accident insurance - This 'no fault benefit provides cover to Swim England members for death and permanent total disablement injury whilst taking part in Swimming, Diving and aquatic activities recognised by Swim England.

A weekly temporary total disablement from the persons regular gainful employment, benefit of £75 per week (max 104 weeks) is available to all members between the ages of 15 and 65. If you wish to include a weekly benefit for all your qualifying members (those aged 15-65) please contact Howden, for a quotation.

Death £5,000
Loss of two or more limbs or both eyes or one of each £30,000
Loss of one limb or eye £30,000
Permanent and total loss of speech £30,000

Permanent and total loss of hearing

i)   In both ears

ii)  In one ear

 

£30,000

£7,500

Permanent total disablement from any gainful employment or gainful occupation for which the insured person is fitted for by education training or knowledge

A percentage shall be applied to the limit per person under permanent total disablement for some injuries and full details are included with the Club Summary of Insurance Cover provided annually

£30,000

 

Medical Expenses necessarily incurred in the Treatment of the Insured person £100
Dental Benefits (subject to a £50 excess) £250

Please Note maximum age limit is 85 years old.

Benefits for persons aged 70 to 85 are limited to Death, Loss of Limbs/Eyes.

Dental expenses are reduced by 50% for those aged 70 and over.

Special Extensions have been included from April 2019.

 

Important Info

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